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What is the difference between a series of payments and an annuity? What are the specific characteristics of a series of payments that make them an annuity? Explain.

Pick ONE of the Dave Ramsey quotes below and explain what it means in terms of finance and your understanding of financial management:

“Just because you can make the payments doesn’t mean you can afford it.”

“Winning with money (and in life) is a marathon, not a sprint. Consistent incremental progress causes the win. You can’t microwave success.”

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